On holiday in Toronto, I noticed something: everything felt expensive.

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Coffee, groceries, even a quick snack — the bill always seemed a little higher than expected. That is because tax is added on top of the price I see.

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It reminded me of home in New Zealand, where GST also tags along on nearly every purchase. You can’t really escape it.

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But walking through the city, I also noticed something no receipt could capture — the buzz of people building, dreaming, starting again. That part didn’t cost a cent.

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Hope doesn’t get taxed. Not in Toronto. Not in Palmy. Not anywhere.

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We pay tax on almost everything — income, fuel, groceries, even our morning coffee.

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But there’s one thing no government can touch: hope.

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Hope doesn’t get deducted. It doesn’t show up on a profit and loss. It compounds quietly, without limits or brackets.

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In business, hope shows up when you take a chance on a new client or back yourself with an idea that hasn’t proven itself yet.

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In life, it’s found in the belief that things can get better — that the setback is temporary, that the effort is worth it.

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At Advanced Accounting, we love the numbers. But we also know the numbers only matter if they’re helping you move toward something bigger — a life you want to live.

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So while we’ll help you manage the taxes, don’t forget the free part: nurture your hope. Protect it. Let it grow.

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If you’re looking for a place to start, ask yourself: what’s one hopeful step I could take this week that costs me nothing but belief?

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Because unlike everything else in your accounts, hope is tax free.

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